Our Services
Our most popular client services.
01
Conventional Loan
Most popular offering
These are the most popular type of mortgage loans due to their flexibility, availability through private lenders, and options for various terms and rates. They appeal to a wide range of borrowers who have good credit scores and can afford a down payment.
02
FHA Loans
Very popular among first-time homebuyers
FHA loans are highly popular among first-time homebuyers and those with lower credit scores because of their lower down payment requirements and more forgiving credit criteria compared to conventional loans.
03
VA Loans
Made for veterans
VA loans offer significant benefits such as no requirement for a down payment, no private mortgage insurance, and typically lower interest rates, making homeownership more accessible and affordable for those who have served in the military.
04
USDA Loans
Good for rural/suburban buyers
USDA loans facilitate 100% financing (no down payment), lower interest rates, and lower mortgage insurance costs. While these loans are very attractive due to their no down payment requirement and lower interest rates, their applicability is limited to eligible rural and certain suburban areas, which can limit their overall popularity compared to other more universally available loans. Contact us today to see if you qualify.
05
Non-QM Loans
Great for non-traditional income sources
Non-QM loans provide flexibility for those who don’t meet the strict criteria of Qualified Mortgages, often due to non-standard income documentation or credit issues. These loans can accommodate unique financial situations, albeit usually at higher interest rates and costs due to the increased risk to lenders.